$
$

Monthly debt payments

Enter your average monthly expenses in each of the categories below.

$
$
$
$

Monthly housing expenses

Enter your average monthly housing expenses in each of the categories below. If you don't know these costs, leave the fields blank and we will estimate for you.

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Your results

You could afford a home up to:

$

With a down payment of $

For a total mortgage amount of

$

that includes CMHC insurance up to $

Your estimated mortgage payment is:

$

*This is a rough estimate based on your income and the Government of Canada's 5-year "stress test" rate necessary for qualifying. This is assuming applicants have a good credit score. Your down payment can limit the above amount in various ways. For an accurate assessment, please complete a pre-approval. A mortgage specialist will look at your situation to discuss your options. It's completely free, and there is no commitment.